What is INSURANCE ?
Feb 21st, 2009 by Padma
OmASaiRam
Life Insurance is a contract between the insurer and the insured and the fructification of the contract takes place on either the policy payment term being over when the money is given back or in the event of a claim by the insured or their kin as the case may be.
Now the interesting part is that the insured is expecting a benefit on the occurence of an event which may happen in the near or long term future which necessiates some precuations to be taken by the insured before entering into a contract with the Insurer.
The insurer needs to be around at that future uncertain time as the primary need and also needs to be solvent enough to make payment for the claim arising out of the contract.
In the days when this insurance business was in the early stages life was truly simple.
we will see the evolution of the LIFE Insurance over the centuries and some examples of the types of contracts and simplicity of binding nature during those periods in the next post which is tomorrow.
Are you aware that insurance existed way back during the period 2000 BC in BABYLON and also a mention is made in the MANU SMRITI ?
It may sound strange and almost incredible yet there is enough evidence pointing to such a possibility.
But before all that lets get the recent history which is somewhat authenticated and embark on our exciting and sometime amusing voyage to the source of LIFE INSURANCE.
till tomorrow this is me signing off with a goodwill message.
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